End User License Agreement (EULA)

Last updated: February 26, 2026

This End User License Agreement ("Agreement") is a legal agreement between you ("User" or "you") and Lauren Rilling Coaching LLC, doing business as Savvy Stewardship ("Company," "we," or "us"), governing your use of the CFO Operating System platform ("the Platform") available at savvystewardship.manus.space.

By accessing or using the Platform, you agree to be bound by the terms of this Agreement. If you do not agree, do not use the Platform.

1. License Grant

Subject to the terms of this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your internal business purposes in connection with the fractional CFO services provided by Savvy Stewardship.

2. Restrictions

You may not: copy, modify, or distribute the Platform or its content; reverse engineer or attempt to extract the source code of the Platform; use the Platform to develop a competing product or service; share your account credentials with any third party; or use the Platform for any unlawful purpose.

3. QuickBooks Online Integration

The Platform integrates with Intuit QuickBooks Online. By connecting your QuickBooks Online account, you authorize the Company to access your financial data solely for the purpose of providing CFO services. You represent that you have the authority to grant such access. You may revoke this authorization at any time through your Intuit account settings.

4. User Data and Confidentiality

We treat your financial data as confidential and will not disclose it to third parties except as necessary to provide the Platform's services or as required by law. You retain ownership of all data you provide or that is retrieved from your QuickBooks Online account.

5. Intellectual Property

The Platform, including all software, content, methodologies, frameworks, and analysis outputs, is the intellectual property of Lauren Rilling Coaching LLC. Nothing in this Agreement transfers any intellectual property rights to you.

6. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. FINANCIAL ANALYSIS PROVIDED THROUGH THE PLATFORM IS FOR INFORMATIONAL PURPOSES AND DOES NOT CONSTITUTE PROFESSIONAL ACCOUNTING, TAX, OR LEGAL ADVICE.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LAUREN RILLING COACHING LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Termination

We may terminate or suspend your access to the Platform at any time, with or without cause, with or without notice. Upon termination, your license to use the Platform will immediately cease. Provisions that by their nature should survive termination will survive, including Sections 5, 6, 7, and 9.

9. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions. Any disputes arising under this Agreement shall be resolved in the courts of Colorado.

10. Changes to This Agreement

We reserve the right to modify this Agreement at any time. We will notify you of material changes by posting the updated Agreement on the Platform. Your continued use of the Platform after such changes constitutes your acceptance of the revised Agreement.

11. Contact Us

If you have questions about this Agreement, please contact us at:

Lauren Rilling Coaching LLC
d/b/a Savvy Stewardship
Colorado, United States
Email: lauren@savvystewardship.com